1) Pay Fees Local
Customers choose cash discount or card; either way, the bank’s cut isn’t draining your margin.
Back Main Street™
Pay Credit Card Processing Fees Local • Fee Relief Initiative
Stop Paying Processing Fees to Banks — Turn Them Into Local Cash Flow That Strengthens Businesses and Households.
See how local merchants are cutting fees and keeping cash flow in the community with cooperative merchant processing.
- ✓ Eliminate or reduce card fees (dual-pricing / cash-discount)
- ✓ Keep dollars circulating locally — support Main Street
- ✓ 3-minute explainer + 15-minute qualification interview
Get the 3-Minute Explainer
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How Fees Local Works
Every swipe can strengthen Main Street. Here’s how we keep wealth circulating locally.
Customer
Pay Fees Local
Merchant
Keep Money in the Community
Local
Cash Flow
Cash Flow
Instead of fees leaving town, they circulate between local businesses and households.
2) Keep Cash Flow Local
Merchants save on fees and invite other merchants to do the same for cash flow—supporting payroll, inventory and community. .
3) Build Community Wealth
As dollars recirculate locally, Main Street strengthens—businesses thrive and households gain stability.
Why It Matters
Every time a card is swiped, up to 3% of that sale leaves your town—vanishing into Wall Street banks and processors. Fees Local keeps that wealth circulating through local merchants, families, and neighborhoods—where it belongs.
Who It Helps
Local Merchants
Keep more of every transaction instead of watching profits disappear in fees. Strengthen your business and your block with every sale.
Families
When local businesses cooperate for cash flow they thrive, families and communities gain more stability through jobs, and opportunity right where they live.
Communities
As more dollars circulate locally, Main Street becomes stronger and more resilient— building lasting community wealth for everyone no matter the economy.